Image

McCutcheon Air Conditioning and Heating Blog

2 minutes reading time (350 words)

Home Warranties: They sound like a good idea, but are they worth It?

web HVAC Jerry RigYou sign up for a home warranty, you pay a little each month and, if anything goes wrong with your air conditioning, plumbing or any other appliance, the repair or replacement is totally covered.

How can you go wrong?

The problem is, you pay your monthly fee then, when something breaks down, you quickly realize the contract you signed is filled with fine-print exclusions that leave you responsible for much of the cost of the repair or replacement. In fact, the vast majority of homeowners who sign up for these warranties will pay far more in premiums, service fees, and uncovered repairs than if they didn’t have a warranty – that’s the business model.

With a home warranty, you don’t get to choose who does the repair, so you never know who’s going to show up and the technician that does show up works for the home warranty company so they’re incentivized to take the least expensive route like using the cheapest parts available or doing temporary fixes that keep the appliance running when it should be replaced.

These contracts also state that the home warranty company is not responsible for the negligence or conduct of the workers they dispatch.

Common homeowner complaints include denied claims, repairs performed incorrectly, and repairs taking days or weeks to schedule or complete. Additionally, hold times for reaching a customer service can be an hour or more. In some cases, when covered items can’t be fixed, the company refused to pay the entire cost of replacing the item offering only the wholesale price.

American Home Shield, the largest U.S. home warranty company, has been the subject of nearly 10,500 Better Business Bureau complaints over the past three years.

Avoiding these home warranty companies will not only save you money, it will give you the freedom to choose the best way to address a breakdown, and allow you to choose the best repair company available, not someone who is willing to work for one of these home warranty companies.

 

Consumers’ Checkbook had a great article on Home Warranties which you can read here: https://www.checkbook.org/twin-cities-area/home-warranties/.

NBC2 investigates the claim that FPL is deceiving ...
Is Your AC Ready For The Summer?
10 May 2015
AC Blog
The question is "Can your A/C air ducts really be efficiently cleaned?"Many disreputable Air Conditioning companies offer cheap duct cleaning. They run specials for $49.95 and claim to be able to clea...
07 March 2018
AC Blog
Thank you to all our wonderful clients who took the time to vote for Sean McCutcheon's Air Conditioning and Heating in the Herald-Tribune’s Readers’ Choice poll....
06 August 2019
AC Blog
Happy to support the Tiny Hands Foundation's Back-to-School Backpack Brigade which aims to provide 1,500 backpacks filled with school supplies for children in need across Sarasota and Bradenton.If you would like to support this worthy cause, you can ...
10 July 2019
AC Blog
 Feel The Love, originally launched as Heat U.P. in 2009, connects Lennox dealers, like Sean McCutcheon’s Air Conditioning and Heating, with deserving individuals and families in their own communities.Participating dealers volunteer their time a...
04 June 2019
AC Blog
NOAA's Climate Prediction Center is forecasting a “near-normal” hurricane season this year, but you don’t need a very active season for just one hurricane to make landfall and wreak havoc.Secure the UnitMake sure your outdoor unit is properly secured...
31 May 2019
AC Blog
Forget about buyer negotiations for a new AC system or failed home inspections.With PACE Financing, Sarasota County Homeowners can finance energy-efficient heating, cooling, and ventilation systems with no money down and no credit check so you can se...
31 May 2019
AC Blog
You already know who to call for all your residential HVAC needs.But did you know that our accurate estimating, reliability, and drive to meet construction deadlines also makes us the preferred HVAC contractor of many of your favorite businesses acro...

Sean McCutcheon's Air Conditioning and Heating, Inc.
5696 Pinkney Avenue
Sarasota, FL 34233

(941) 921-7208

Contractor License # CAC1813799

Site Map

Sean McCutcheon's Air Conditioning Logo - Blue and White

© 2019 Sean McCutcheon's Air Conditioning and Heating, Inc. All rights reserved. Web Design and Hosting: Concept Digital Media, Inc.